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Why would anybody get a Used Car Loans? Well, there are several reasons. The first and biggest reason is because they realized buying a new car is pointless. You can find a used car that is half the price. True it might have a few more miles than a new car. Another reason is because people cannot afford a new car. Not very many people in today’s world are able to purchase a new vehicle. The last reason is because they probably have bad credit and it is hard for them to get a new car even if they wanted to. That’s why people get used car loans.